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Are you planning to sell your company? Are you considering buying a company?

Know the right moment. When a company changes ownership, both buyer and seller turn a new leaf: investment in the future provides a ready foundation on which to build, and the reward for the work done carries towards the next steps in career and life.

  • Information about transfer of ownership

    The buyer may acquire a company’s business or its stock. The acquisition method should always be considered on a case-by-case basis, and an expert’s help is always useful when planning the acquisition.

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  • A checklist for purchasing a company

    Important steps in company acquisition, compressed into five points.

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  • Financial planning

    Applying for financing during the setting up of a company requires careful planning and financial calculations.

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  • Applying for financing

    Finnvera's online service provides a secure and easy way for submitting financing applications. Log in to the service using your personal banking ID or your Katso ID.

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  • Charges

    Finnvera charges interest on its lending (reference rate + margin) and a guarantee fee for its guarantees. In addition, Finnvera also charges a service fee for each loan.

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  • Loan repayment

    Loan repayment is in accordance with the repayment plan laid down in the agreement.

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Products

  • Finnvera Loan

    A Finnvera Loan (previously named Investment and Working Capital Loan) is intended for newly established and existing small and medium-sized enterprises. It can be used to finance domestic construction, machinery and equipment investments, energy and environment projects, working capital needs, and various ownership arrangements.

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  • Finnvera Guarantee

    Finnvera Guarantee is intended for SMEs as security for domestic financing in such areas as investments and/or working capital and business and company acquisitions. In addition to SMEs, it can also be used by large companies that meet specific requirements.

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  • Entrepreneur Loan

    An Entrepreneur Loan is a personal loan to an entrepreneur and it can be used to finance investments in the share capital of a limited company and/or in the fund of invested unrestricted shareholder’s equity. An Entrepreneur Loan can also be used to finance purchases of shares of an existing limited company.

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  • Growth Loan

    Finnvera can grant Growth Loans to SMEs and midcap companies for the financing of major growth or internationalisation projects and corporate restructuring.

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Switchboard

029 460 11 (weekdays 9:00 a.m. and 4:15 p.m.)

Financial advice

029 460 2582 (weekdays 9:00 a.m. and 4:15 p.m.)

Other matters

029 460 2790 (weekdays 9:00 a.m. and 4:15 p.m.)

Helsinki Headquarters

Porkkalankatu 1

PL 1010, 00101 Helsinki

Kuopio Headquarters

Kallanranta 11

PL 1127, 70111 Kuopio

All contact information