When your company lacks the collateral required by the financier, Finnvera's partial guarantee can be the solution for financing your business.

We guarantee that your business will develop and continue

Your company may use the guarantees we provide as collateral for credit and other liability commitments received from banks or other financiers. Finnvera complements the financial markets and does not compete as a financing provider with other financiers, but shares the risk inherent in the financing. The State of Finland is responsible for the guarantees granted by Finnvera. The names of our guarantee products indicate the business development stages for which they are intended.

Start Guarantee

Are you considering seeking financing for investment, working capital or development of your business, but your collateral is not enough. Finnvera's Start Guarantee can be a solution to obtaining financing.

SME Guarantee

Finnvera’s SME Guarantee makes it easier for growth seeking SMEs to get a bank loan for investment, working capital or product development needs. Your bank files an application on your behalf.

Finnvera Guarantee

Finnvera Guarantee is intended for SMEs as security for domestic financing in such areas as investments, working capital and business and company acquisitions.

Internationalisation Guarantee

The Internationalisation Guarantee is intended to serve as collateral for financing the business operations of a Finnish SME abroad.

Export Guarantee

Export Guarantees – an instrument for covering domestic needs for collateral in exports.

Ship Guarantee

The Ship Guarantee is intended as security for credits granted to Finnish companies engaged in shipping or shipbuilding.

Environmental Guarantee

Environmental Guarantees can be granted as security for credits that are used for environmental protection investments, renewable energy projects or projects improving energy efficiency.