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SME

Are you establishing or buying an enterprise, making an investment or expanding abroad?

Large Corporation

Everything about our export credit guarantees and export credits and other solutions for internationalisation.

We help enterprises in the exceptional situation caused by the coronavirus

Finnvera takes a flexible approach towards all reorganisation needs of financing caused by the coronasituation. We have the capability to significantly increase our SME financing and help enterprises over the crisis. Finnvera’s Start Guarantee, SME Guarantee and Finnvera Guarantee can be used for working capital needs caused by the coronavirus. The company must have the potential to operate profitably in the long term. Read more about our services in corona situation.

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Ahead together

We provide financing for the start, growth and internationalisation of enterprises and for protection against export risks.

Welcome aboard.

More about Finnvera

Finnvera's Half-Year 2020

The coronavirus pandemic significantly increased demand for Finnvera’s SME financing. Export financing decreased a little over one fifth from last year. Finnvera’s result in January-June showed a loss. The loss was caused by the significant credit loss provisions in export credit guarantee and special guarantee operations, made as a result of the pandemic.

Finnvera's Half-Year Report 2020 (pdf)

Start Guarantee for the start-up

Start Guarantee is intended for newly launched enterprises that are owned by private individuals and meet the SME definition applied by the EU. The bank will submit an online application for a Start Guarantee to Finnvera on behalf of the enterprise.

Read about Start Guarantee

Newsroom

Guaranteed transaction
14.10.2020

Finnvera's financing for Meyer Turku's project

Short term financing for Meyer Turku's project.
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Articles
30.09.2020

Countries and Markets 3/2020: The COVID-19 pandemic slows down export – the role of export credit agencies in securing the preconditions for export increases in importance

Companies around the world are waiting to see what direction the pandemic will take and have postponed their planned investments; this also manifests as declining order books of Finnish exporters.
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Articles
24.09.2020

Zoan wants to be in the front row of development: JVG’s virtual concert was only a prelude

The coronavirus pandemic has driven the events industry into a crisis as meeting restrictions have forced enterprises to cancel hundreds of events. At the same time, the arrangement of virtual events has developed by giant leaps.
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Guaranteed transaction
24.09.2020

Equipment and services for a pulp mill in Brazil

Valmet Technologies Oy delivers equipment and services for a pulp mill in Brazil.
Brazil'z map and flag
Guaranteed transaction
24.09.2020

Supply of paper machine and various equipment for a pulp mill in Brazil

Andritz Inc., Andritz Oy and Valmet Technologies Oy supply a paper machine and various equipment for a pulp mill in Brazil.
A picture of Valmet's OptiConcept_M_kraftliner paper machine.
Articles
22.09.2020

A guarantee or a loan? Tips for enterprises that need working capital

The focus of Finnvera’s financing is still on guarantees but enterprises can now also apply for a loan directly from Finnvera if financing cannot be arranged with a guarantee. Finnvera is prepared to secure the availability of lending to viable enterprise... Read more
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Press releases
15.09.2020

Finnvera issued a EUR 1 billion bond

Finnvera issued a EUR 1 billion bond on 8 September 2020. The 7-year transaction maturing in September 2027 represents Finnvera’s first benchmark bond issue this year.
Team Finland -toimitalo Helsingin Ruoholahdessa
News
10.09.2020

Finnvera: The availability of financing has remained good although the coronavirus crisis has complicated business. SMEs’ economic outlook declined drastically

The latest SME barometer survey carries rather a bleak message: due to the coronavirus crisis, balance figures fell clearly in all areas. The crisis has also increased enterprises’ need for financing. According to the barometer, the use of external financ... Read more
henkilökuva Timo Lindholm
Articles
04.09.2020

Responsible business benefits both the exporter and the buyer – “Responsible enterprises are more resilient to external blows”

Responsibility is a permanent paradigm shift, not only a trend. It is part of business and creates a competitive advantage on the market for enterprises that show that corporate responsibility is a genuine part of their operations, not just individual cam... Read more
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