Financing solutions

Finnvera provides financing for the start, growth and internationalisation of enterprises and guarantees against risks arising from exports.

Financing solutions for different stages of business operations

Finnvera strengthens the operating potential and competitiveness of Finnish enterprises by offering loans, domestic guarantees, export credit guarantees and other services associated with the financing of exports.


Finnvera secures the availability of business finance primarily by guaranteeing loans and guarantees granted by other financing providers. Your company can use guarantees granted by us as security for credits and other commitments issued by banks or other financing providers.


Finnvera's primary form of financing is a guarantee, but companies can also apply for a loan directly from Finnvera. We only grant loans as part of the company's agreed overall financing, so please always negotiate your financing project with your bank first.

Export credit guarantees

Export financing arrangements are an essential part of export transactions and the competitiveness of exports. Your company must have equal opportunities to compete on the international market. Therefore, we offer your company export credit guarantees against credit losses and for financing export transactions.

Loans for green transition and digitalisation

At the beginning of June 2023, we will make two new loans available to companies, with which you can speed up your company's investments towards a greener and more digital future.

Export and ship credits and interest equalisation

Export credit financing facilitates the arrangement of financing for foreign clients who purchase Finnish capital goods. Finnvera’s subsidiary, Finnish Export Credit Ltd (FEC), offers together with Finnvera export enterprises internationally competitive export financing services.