Setting up a company

A good business idea, entrepreneurial skills and careful planning help you start and run your business. They also help when you are applying for financing for the new company.

When you have a good business idea and drive, you are already at the beginning of your entrepreneurial journey

A bank is usually a natural choice as the primary financing provider for a start-up company, but if your company does not have sufficient collateral for a bank credit, the bank can apply for our Start Guarantee as security for the credit. Together with your bank, we offer financing solutions for your company's early stages of operation.

Applying for financing when setting up a business

It's often most convenient for a new company to apply for financing from a bank. However, if you are seeking a loan from a bank but do not have the collateral required by the bank, a Start Guarantee provided by Finnvera may be the solution.

Frequently asked questions about starting a business

A key condition for starting a business is that the start-up company’s financing works well. Check out the frequently asked questions about start-up financing.

Becoming an entrepreneur through acquisition – Buying a company or business

A change of ownership is one smart way of becoming an entrepreneur. A corporate acquisition will give you, for example, an existing customer base and cash flow.

Suitable financing solutions

Start Guarantee

Are you considering seeking financing for investment, working capital or development of your business, but your collateral is not enough. Finnvera's Start Guarantee can be a solution to obtaining financing.

Finnvera Guarantee

Finnvera Guarantee is intended for SMEs as security for domestic financing in such areas as investments, working capital and business and company acquisitions.

Finnvera Loan

The Finnvera Loan is intended for SMEs to finance domestic construction, machinery and equipment investments, energy and environmental projects, working capital needs and various ownership arrangements.

Entrepreneur Loan

An Entrepreneur Loan is a personal loan granted to an entrepreneur. It may be used, for example, for acquiring shares in a public limited company or making an investment in the share capital.