Guarantees

Finnvera’s Start Guarantee helps new SMEs to obtain bank financing for various investment and working capital needs. Your bank files an application on your behalf. Finnvera’s Start Guarantee can be used for working capital needs caused by the coronavirus as well by companies which have been operating for a maximum of three years.

Finnvera’s SME Guarantee makes it easier for growth seeking SMEs to get a bank loan for investment, working capital or product development needs. Your bank files an application on your behalf. Finnvera’s SME Guarantee which does not require a countersecurity can now, as an exception, be used for working capital needs caused by the coronavirus.

Finnvera Guarantee is intended for SMEs as security for domestic financing in such areas as investments and/or working capital and business and company acquisitions.

The Internationalisation Guarantee is intended to serve as collateral for financing the business operations of a Finnish SME abroad. The Internationalisation Guarantee may amount to a maximum of 80 per cent of the amount of credit or other financing commitment.

Export Guarantees – an instrument for covering domestic needs for collateral in exports.

The Ship Guarantee is intended as security for credits granted to Finnish companies engaged in shipping or shipbuilding.

Environmental Guarantees can be granted as security for credits that are used for environmental protection investments, renewable energy projects or projects improving energy efficiency.