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Growth Loan

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Growth Loan

Finnvera can grant Growth Loans to SMEs and midcap companies for the financing of major growth or internationalisation projects and corporate restructuring.

The Growth Loan is a debt-based mezzanine financing product whose preference and other terms are negotiated jointly with the financiers who provide senior financing for the project.

The company's self-financing portion must always be at least 20% and the share contributed to the total financing by other financiers than Finnvera must be at least 50%. Project profitability and eligibility for financing is assessed on a case-specific basis together with other financiers.

The minimum amount of the Growth Loan is generally EUR 500,000 and the size of the project being financed typically exceeds EUR 1.5 million.

A Growth Loan may be granted to SMEs and midcap companies which have been in operation for over three years. If the applicant is a holding company (NewCo) buying another company already in operation, it is required that the company to be bought has been in operation for a minimum of three years.

Further information:

Finance Manager Esko Huhta, esko.huhta(at)
Finance Manager Ilkka Soininen ilkka.soininen(at)