Business operations abroad

Go West - or East…

Whatever direction your internationalising business takes, select us as a partner. We offer financing and expertise for your company’s various financial needs, such as loans and guarantees to cover the need for working capital arising from exports.

Applying for financing for growth

It's often most convenient for a growth company to apply for financing from a bank. However, if you are seeking a loan from a bank but do not have the collateral required by the bank, an SME Guarantee provided by Finnvera may be the solution.

Financial planning for a growing company

For a growth company, advance financial planning is also a tool for assessing risks. When risks are measurable, they can also be managed better.


Finnvera charges interest on its lending (reference rate + margin) and a guarantee fee for its guarantees. In addition, Finnvera also charges a service fee for each loan.

Loan repayment

Loan repayment is in accordance with the repayment plan laid down in the agreement.


Internationalisation Loan

The Internationalisation Loan is intented for financing the business operations of a Finnish SME abroad.

Internationalisation Guarantee

The Internationalisation Guarantee is intended to serve as collateral for financing the business operations of a Finnish SME abroad. The Internationalisation Guarantee may amount to a maximum of 80 per cent of the amount of credit or other financing commitment.