Finnvera Loan

A Finnvera Loan (previously named Investment and Working Capital Loan) is intended for newly established and existing small and medium-sized enterprises. It can be used to finance domestic construction, machinery and equipment investments, energy and environment projects, working capital needs, and various ownership arrangements.

Finnvera can provide financing for enterprises in almost every sector; only farming, forestry and building developer's business remain outside our range of financing.

Finnvera Loan is intended for small and medium sized enterprises. An enterprise applying for the loan can be either just starting its operations or already operating.

On special grounds a Finnvera Loan can also be granted for a large company. Company is considered large when it has more than 250 employees, a turnover bigger than EUR 50 million or a balance sheet total of more than EUR 43 million. Enterprise's owner base and possessions in other enterprises might also play a role in determining whether an enterprise is considered an SME or a large company.


029 460 11 (weekdays 9:00 a.m. and 4:15 p.m.)

Financial advice

029 460 2582 (weekdays 9:00 a.m. and 4:15 p.m.)

Other matters

029 460 2790 (weekdays 9:00 a.m. and 4:15 p.m.)

Helsinki Headquarters

Porkkalankatu 1

PL 1010, 00101 Helsinki

Kuopio Headquarters

Kallanranta 11

PL 1127, 70111 Kuopio

All contact information