Finnvera Loan

A Finnvera Loan (Investment and Working Capital Loan) is intended for small and medium-sized enterprises. It can be used to finance domestic construction, machinery and equipment investments, energy and environment projects, working capital needs, and various ownership arrangements. The minimum amount for a loan is 30,000 euros.

Finnvera can provide financing for enterprises in almost every sector; only farming, forestry and building developer's business remain outside our range of financing.

Finnvera Loan is intended for small and medium sized enterprises. An enterprise applying for the loan can be either just starting its operations or already operating.

On special grounds a Finnvera Loan can also be granted for a large company. Company is considered large when it has more than 250 employees, a turnover bigger than EUR 50 million or a balance sheet total of more than EUR 43 million. Enterprise's owner base and possessions in other enterprises might also play a role in determining whether an enterprise is considered an SME or a large company.


Finnvera's online service provides a secure and easy way for submitting financing applications. Log in to the service using your personal banking ID or your Katso ID.

The financing applicant who authenticates oneself in our online service must be a person in charge at the company and have the authority to sign on behalf of the company, or be the owner of a company being established. The company’s contact person named in the financing application can be any of the aforementioned or a company employee who has been given a power of attorney.

Read more about applying for financing


029 460 11 (weekdays 9:00 a.m. and 4:15 p.m.)

Financial advice

029 460 2582 (weekdays 9:00 a.m. and 4:15 p.m.)

Other matters

029 460 2790 (weekdays 9:00 a.m. and 4:15 p.m.)

Helsinki Headquarters

Porkkalankatu 1

PL 1010, 00101 Helsinki

Kuopio Headquarters

Kallanranta 11

PL 1127, 70111 Kuopio

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