Entrepreneur Loan

An Entrepreneur Loan is a personal loan to an entrepreneur and it can be used to finance investments in the share capital of a limited company and/or in the fund of invested unrestricted shareholder’s equity. An Entrepreneur Loan can also be used to finance purchases of shares of an existing limited company.

The target enterprise may operate in any sector except farming, forestry or building developer’s business. The enterprise must meet the criteria set by the EU for SMEs and it must have the prerequisites for profitable business.

An Entrepreneur Loan can be granted to a shareholder of a limited company whose holding of the share capital and votes will be at least 20 per cent after completion of the investment or the transaction financed by means of the loan.

The loan can also be granted to several founders or shareholders in the same enterprise. The maximum loan per borrower is 100,000 euros. The borrower must personally put up a self-financing portion of at least 20 per cent.


029 460 11 (weekdays 9:00 a.m. and 4:15 p.m.)

Financial advice

029 460 2582 (weekdays 9:00 a.m. and 4:15 p.m.)

Other matters

029 460 2790 (weekdays 9:00 a.m. and 4:15 p.m.)

Helsinki Headquarters

Porkkalankatu 1

PL 1010, 00101 Helsinki

Kuopio Headquarters

Kallanranta 11

PL 1127, 70111 Kuopio

All contact information