When considering the cover, special attention is paid to the necessity of the loan as a precondition for the long-term import in respect of the national economy. The terms of the Raw Material Guarantee correspond to those applied to Buyer Credit Guarantees in export finance.

An application for Raw Material Guarantee may be filed with Finnvera, which forwards the application - together with Finnvera´s opinion - to the Ministry of Employment and Economy. The decision on the Raw Material Guarantee is made by the Government.