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Bridge financing

Bridge financing means a loan granted by Finnvera to meet a company’s need for working capital during the period between a positive grant decision and the actual payment of the grant.

Bridge financing for the period preceding the payment of grants

Bridge financing refers to Finnvera's financing that is used to compensate for a company's financing needs between a positive grant decision and the payment of the grant.

The enterprise can apply for temporary financing directly from Finnvera or their own bank, in which case Finnvera is able to guarantee the financing granted by the bank.

Terms and conditions of the bridge financing

A valid positive grant decision is a prerequisite for granting bridge financing.

The final terms of financing will be specified according to Finnvera's financing decision. EU Rules on state aid may raise the price of the bridge financing.

Applying for the bridge financing

Fill out the application for funding in our Online Service.

Apply financing through Finnvera’s Online Service

Please note that the person applying for financing must be the person responsible for the company authorised to sign on behalf of the company or, in the case of a company in the process of being established, the owner of the company. In addition to these, a person who has been granted mandates for transactions in the Suomi.fi e-Authorizations service by the responsible person registered in the company's Trade Register can also be entered as the company's contact person in the financing application.

Finnvera make a financing decision.

A valid positive grant decision is a prerequisite for granting bridge financing.

The final terms and conditions of the financing will be specified according to Finnvera's financing decision. EU Rules on state aid may raise the price of the bridge financing.

Repayment of bridge financing.

Bridge financing shall be repaid on the grant payment dates in accordance with the grant decision. However, the capital and interest of the bridge loan must be paid no later than in accordance with the terms and conditions of the promissory note.

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