To exporters

Exporters must take into account commercial risks associated with their customers and political risks associated with the countries in which the customers operate.

Guarantees available to exporters

Exporters must take into account commercial risks associated with their customers and political risks associated with the countries in which the customers operate. However, providing credit can make the business easier, which means that the seller should prepare for credit risks by seeking export guarantees from Finnvera.

The granting and pricing of export guarantees primarily depend on the creditworthiness of the customer and the country in which the customer operates. Find out about the risk classification of different countries:

Country classification and map

Credit Risk Guarantee

A Credit Risk Guarantee insures the guarantee holder against credit loss related to an export transaction.

Export Receivables Guarantee

Intended for short-term exports to countries with political risk. By means of the Export Receivables Guarantee, exporters can insure their receivables from a foreign buyer against credit losses.

Receivables Purchase Guarantee

The guarantee protects the bank against credit risks when the bank purchases invoice receivables from the exporter in connection with foreign trade.