How to apply for startup financing

It is advisable to start the financing application process by discussing the matter with your own bank. If additional collateral is required, this usually becomes clear quickly in the discussion, and the bank may then suggest Finnvera’s guarantees.

The bank can submit a guarantee application to Finnvera on behalf of your company, or you can submit the application yourself through Finnvera’s online service.

Contact Finnvera 

If the bank is not willing to finance your company at this stage, contact Finnvera directly. You can call our customer service or leave us a contact request for an expert in financing innovative and scalable companies.

We will get in touch with you as soon as possible in the way you prefer. You may also submit a loan application through Finnvera’s online service.

Filling in the application 

Complete the guarantee or loan application carefully and include a plan describing what the financing is for and what the overall financing structure looks like.

Required attachments 

The application must include:

• Financial statements for the last three financial years
• The most recent interim profit and balance sheet reports
• Cash flow forecasts
• Financial statement forecasts for the current and the next two financial years
• Business plan
• Investor presentation
• Shareholder register

A well‑prepared application speeds up the processing.

Processing the application 

Your application will be handled by a finance manager, who will contact you to arrange a meeting.