Export credit guarantees

We secure the competitiveness of Finnish enterprises

Your company must have equal opportunities to compete on the international market. We offer your company export credit guarantees against credit losses and for financing exports. Matters proceed smoothly when you contact your bank and us as early as possible – even before the deal is concluded.

Credit Risk Guarantee

A Credit Risk Guarantee insures the guarantee holder against credit loss related to an export transaction.

Export Receivables Guarantee

Intended for short-term exports to countries with political risk.

Receivables Purchase Guarantee

The guarantee protects the bank against credit risks when the bank purchases invoice receivables from the exporter in connection with foreign trade.

Buyer Credit Guarantee

A Buyer Credit Guarantee is a security to the lender in case of a credit risk caused by a foreign buyer, the buyer's bank or country.

Bill of Exchange Guarantee

Bill of Exchange Guarantee secures the lender against credit risks arising when the lender purchases a bill of exchange from the exporter.

Letter of Credit Guarantee

A Letter of Credit Guarantee protects a bank from commercial and/or political and/or sovereign risks related to a confirmed Letter of Credit.

Bank Risk Guarantee

Bank Risk Guarantee protects the bank of a Finnish export company against risks involved in bank guarantees given to the exporter to secure payment of the purchase price.

Investment Guarantee

An Investment Guarantee can be used by a Finnish investor to insure foreign investments against political risks.

Finance Guarantee

A Finance Guarantee is a security for the credit institution granting an export credit to the exporter. It protects the bank from the risks relating to repayment of the credit. The guarantee helps exporters to arrange security for the financing needed for exports.

Bond Guarantee

Under a Bond Guarantee, the exporter can insure a bid bond, an advance payment bond, a performance bond or a maintenance period bond issued by a bank in favour of a foreign buyer.

Refinancing Guarantee

The purpose of Finnvera’s Refinancing Guarantee Scheme is to enable funding for banks using Finnvera’s Buyer Credit Guarantee and to thereby increase the sources of financing for export transactions.

Raw Material Guarantee

A Raw Material Guarantee (an import credit guarantee) may be issued as security for a loan granted to a foreign borrower in connection with a long-term contract with a Finnish buyer concerning import of raw materials (for example, concentrates for the basic metals industry).