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Internationalization Loan

The Internationalization Loan is intended for financing the business operations of a Finnish SME abroad.

The loan may be used when a subsidiary or an affiliated company abroad needs funding for investment, development or growth. The loan can also be used to acquire or increase a holding, or to raise the share capital, in a subsidiary or in an affiliated company abroad. After the investment, the borrower must usually hold at least 1/5 of the voting rights in the company. With certain limitations the loan can also be granted for larger companies.

To be eligible for financing, the subsidiary or affiliated company abroad must primarily engage in production, assembly, maintenance or service. Financing cannot be granted merely for the establishment or expansion of a foreign sales office or for exports.

Enterprises with fewer than 250 employees that have an annual turnover not exceeding 50 million euros or an annual balance-sheet total not exceeding 43 million euros can apply for an Internationalization Loan.

Attachments

Finnvera's online service provides a secure and easy way for submitting financing applications. Log in to the service using your personal banking ID or your Katso ID.

The financing applicant who authenticates oneself in our online service must be a person in charge at the company and have the authority to sign on behalf of the company, or be the owner of a company being established. The company’s contact person named in the financing application can be any of the aforementioned or a company employee who has been given a power of attorney.

Read more about applying for financing

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