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Guarantees

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We guarantee that your business will develop and continue

Your company can use our guarantees as security for credits received from banks and other providers of financing, as well as for other contingent liabilities. The State of Finland is responsible for the guarantees granted by Finnvera. The names of our guarantee products indicate the business development stages for which they are intended.

  • Start Guarantee

    Start Guarantee is intended for newly launched enterprises that are owned by private individuals and meet the SME definition applied by the EU. Another criterion is that no more than three years has passed since their entry into the Trade Register.

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  • Ship Guarantee

    The Ship Guarantee is intended as security for credits granted to Finnish companies engaged in shipping or shipbuilding. It can be granted to companies irrespective of their size or ownership.

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  • Finnvera Guarantee

    Finnvera Guarantee is intended for SMEs as security for domestic financing in such areas as investments and/or working capital and business and company acquisitions. In addition to SMEs, it can also be used by large companies that meet specific requirements.

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  • Internationalisation Guarantee

    The internationalisation guarantee is intended to serve as collateral for financing the business operations of a Finnish SME abroad.

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  • Export Guarantee

    Export Guarantees – an instrument for covering domestic needs for collateral in exports.

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  • Environmental Guarantee

    Environmental Guarantees can be granted as security for credits that are used for environmental protection investments, renewable energy projects or projects improving energy efficiency. Environmental Guarantee is mainly targeted for large companies throughout Finland.

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029 460 11 (weekdays 9:00 a.m. and 4:15 p.m.)

Financial advice

029 460 2582 (weekdays 9:00 a.m. and 4:15 p.m.)

Changes to payment programmes

029 460 2790 (weekdays 9:00 a.m. and 4:15 p.m.)

Other services

029 460 2791 (weekdays 9:00 a.m. and 4:15 p.m.)

Helsinki Headquarters

Porkkalankatu 1

PL 1010, 00101 Helsinki

Kuopio Headquarters

Kallanranta 11

PL 1127, 70111 Kuopio

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