The guarantees offered cover risks related to the buyer or the borrower (commercial risks), or to the buyer's or borrower's country (political risks). The most typical commercial risks are bankruptcy, other kind of insolvency or default. The most common political risks are restrictions on transfer of the credit currency, rescheduling of debts, expropriation, and war or insurrection.
Finnvera is an official Export Credit Agency (ECA), and the State of Finland is responsible for all guarantees issued by Finnvera.
Finnvera's Export Credit Guarantees: