Finnvera provide its clients with loans, guarantees, venture capital investments and export financing services.

Within the Finnvera Group, venture capital investments are carried out by Finnvera's subsidiaries: Veraventure Ltd and Seed Fund Vera Ltd.

Finnish Export Credit Ltd, another subsidiary of Finnvera, administers the interest equalization system for officially supported export credits and domestic ship financing in accordance with the OECD Arrangement.

Financing for domestic operations of enterprises

In 2014, Finnvera granted domestic loans and guarantees to SMEs totalling EUR 1 003 million, which is 21 per cent more than in 2013.


In 2014, the amount of export credit guarantees and special guarantees offered increased 51 per cent from the previous year, totalling EUR 5,034 million (3,327). In addition to Finland, the most guarantees were offered for exports to United States and Germany.

Offered financing MEUR 1-4/2015 2014 2013 2012 2011
SME Financing* 420 1 003 827 933 1 051
Export credit guarantees and special guarantees 3 159 5 034 3 327 5 272 3 722
* Includes Loans, Guarantees, Export Guarantees and Export Credit Guarantees for SMEs

Annual Report 2014

  • Front page Online Service

    Finnvera's customers can submit applications for business financing safely and securely by using Finnvera plc's Online Services.

  • Front page Telephone service

    Telephone service is available from Monday to Friday between 9:00 a.m. and 4:15 p.m.


Finnvera provides financing for the start, growth and internationalisation of enterprises and guarantees against risks arising from exports. Finnvera strengthens the operating potential and competitiveness of Finnish enterprises by offering loans, domestic guarantees, venture capital investments, export credit guarantees and other services associated with the financing of exports. The risks included in financing are shared between Finnvera and other providers of financing.

Finnvera is a specialised financing company owned by the State of Finland and it is the official Export Credit Agency (ECA) of Finland.