Finnvera provide its clients with loans, guarantees, venture capital investments and export financing services.
Within the Finnvera Group, venture capital investments are carried out by Finnvera's subsidiaries: Veraventure Ltd, Aloitusrahasto Vera Oy and Matkailunkehitys Nordia Oy.

Finnish Export Credit Ltd, another subsidiary of Finnvera, administers the interest equalization system for officially supported export credits and domestic ship financing in accordance with the OECD Arrangement.

Financing for domestic operations of enterprises

In 2011, Finnvera provided EUR 977 million in financing for SME enterprises’ domestic operations; this was 7 per cent more than the year before. 2011 was slightly brisker for SME financing than the previous year, but demand for financing was still clearly lower than during the years of economic growth.


Offers given for export credit guarantees and special guarantees totalled EUR 3.9 billion (2.4 billion) in 2011; this was over one and a half times more than in 2010. The number of offers given was 30 per cent less than the year before. Among individual countries, the most guarantees were granted for exports to Uruguay, Germany, South Africa and Russia.

SME Financing 31.3.14 31.12.13 31.12.12 31.12.11 31.12.10
Offered financing, MEUR 228 757 853 977 914
Export credit guarantees and special guarantees 31.3.14 31.12.13 31.12.12 31.12.11 31.12.10
Offered financing, MEUR 998 3 398 5 351 3 796 2 379


Annual Report 2013

  • Frontpage Online Service

    Finnvera's customers can submit applications for business financing safely and securely by using Finnvera plc's Online Services.

  • Frontpage Telephone service

    Telephone service is available from Monday to Friday between 8:00 a.m. and 4:15 p.m.

Etsitkö tietoa kasvuun, kansainvälistymiseen tai yrityskauppoihin liittyvistä rahoitusratkaisuista? Haluatko kenties kuulla, mitä ratkaisuja vientikaupan riskeiltä suojautumiseen voimme tarjota?

Jätä yhteydenottopyyntö, niin otamme sinuun yhteyttä kolmen työpäivän sisällä ja kerromme lisää tarjoamistamme palveluista.


Finnvera provides financing for the start, growth and internationalisation of enterprises and guarantees against risks arising from exports. Finnvera strengthens the operating potential and competitiveness of Finnish enterprises by offering loans, domestic guarantees, venture capital investments, export credit guarantees and other services associated with the financing of exports. The risks included in financing are shared between Finnvera and other providers of financing.

Finnvera is a specialised financing company owned by the State of Finland and it is the official Export Credit Agency (ECA) of Finland.